<p class="p2"><span class="s1">Lawmakers in the House and Senate are working together on legislation Senator Lamar Alexander (R-TN) describes as a “Christmas present” to America. Patients will be able to know the costs of medical care before it is administered.<br />
</span></p>
<p class="p2"><span class="s1">“I do not think it is possible to write a bill that has broader agreement than this one does among Senate and House Democrats and Republicans on Americans’ number one financial concern: what they pay out of their own pockets for healthcare,” said Alexander. </span></p>
<p class="p2"><span class="s1">The<i> Lower Health Care Costs Act</i> introduces arbitration, a system for dispute resolution </span><span class="s1">designed to protect patients when insurance companies disagree with providers. </span></p>
<p class="p2"><span class="s1">In cases where patients receive emergency out-of-network care, providers would be paid based on a benchmark rate that matches the average rate for in-network care in that region. Providers can appeal charges to an independent arbitrator only if those charges exceed $750 and would be prohibited from bundling charges. </span></p>
<p>What this means for patients: they won&#8217;t pay any more money <span class="s1">for out-of-network emergency care than they would for in-network care and they won&#8217;t be subject to &#8220;balance billing,&#8221; </span><span class="s1">when a patient is charged the full difference between what an insurer is willing to pay for an out-of-network provider and what that provider wants to charge.</span></p>
<p class="p2"><strong><span class="s1">The deal, with support from the Trump Administration, could save the government nearly $20 million.</span></strong></p>
<p class="p2"><span class="s1">The <i>Lower Health Care Costs Act </i>also includes five years of funding for community health centers, introduces a new measure to increase transparency and competition for prescription drugs, and addresses the vaping epidemic by increasing the minimum age to buy tobacco products to 21.</span></p>
<p class="p2"><em><span class="s1">Lawmakers hope to attach the bill to a spending package due December 20th.</span></em></p>
<p><strong>Author&#8217;s Note:</strong> This is a major step forward in getting Americans in charge of their own healthcare. And its bipartisan.</p>
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